Ok, so you’ve had your eye on the Audi R8 Spyder convertible (#wantanR8), but are you willing to fork out the money to pay for insurance? According to Insure.com, the 2012 Audi R8 Spyder Convertible is the most expensive car to insure ($3,384 per year). Insure.com commissioned Quadrant Information Services to provide insurance rates on more than 900 car models from six major car insurance companies. Rates were not available for some cars, especially exotic cars. We would guess that many of the exotic cars probably cost much more than the Spyder to insure. Quadrant calculates average annual insurance premiums based on a single 40-year-old male driver with a clean driving record, good credit, and who commutes 12 miles to work each day. The second and third most expensive cars to insure for 2012 were the Mercedes CL600 BI-T Coupe ($3,307 per year) and Mercedes S600 BI-T ($2,948 per year). We’re curious…If you are considering purchasing an R8 Spyder convertible, will the cost of car insurance, gas, and maintenance deter you from buying it? We say that if you can pay for the car, you probably don’t mind the cost of maintenance. Besides, there are many ways to find cheap auto insurance nowadays. According to Audi, they are only shipping 50 R8 GT Spyders to the U.S. (333 will be produced overall) with a sticker price of $210,000, which has become the company’s priciest creation to date. Of course, you get what you pay for. At 560 horsepower and a top speed of 197 mph, we can’t deny that this will be the most exciting Audi to drive. It was just selected as Autobytel’s 2012 Convertible of the Year. Can’t argue with that! For those of you who enjoy videos, the folks over at OneEightTurbo.com have put together a 10 minute video of a drive with the 2012 Audi R8 GT Spyder along with a slideshow of the interior.

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2012 Audi R8 Spyder Convertible: Most Expensive to Insure, But Most Fun to Drive